Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it

Buying for the first time ?

Finding and arranging the best mortgage deal for first time buyers can be a confusing and daunting experience. With so many mortgage deals on offer to choose you will want to be sure that you are getting the best first time buyer mortgage for your particular circumstances. Many lenders have special first time buyer products that are designed to keep your initial costs as low as possible. Contact us for further details.

Don't have enough funds or income ? Why not consider shared ownership. This is a great way into the housing market and is enabling more and more people to take that first step on to the housing ladder. Click here for more information on  Shared Ownership .

How much deposit ?   A few lenders will accept just 5% ( we even have access to a new special deal where you do not need a deposit) however most lenders will need you to put down at least 10%.  Remember the more you can put down the cheaper the interest rate will be.  Why not talk to us so we can give you a few examples.

Want to know more? Download our free comprehensive guide All you ever wanted to know about mortgages