3. The law
This web site is established in the United Kingdom. These Terms and Conditions and the use by you of this web site are governed by English Law. By accessing this web site you agree to submit to the exclusive jurisdiction of the English Courts in relation to any claim or dispute arising out of your use of the site. These terms of use represent the complete and only statement of the terms of use of this web site.

Information relevant to your personal finances, mortgage, insurance policies and your relationship with us will be held in our computer records. We may send you details about other products and services which we consider may be of interest to you. If you apply for a mortgage information provided by you may be passed to credit reference agencies.

Details of our relationship with you is contained within our Customer Charter.  This document sets out our terms of business and can be terminated by you at any time.